Is Monterra safe?
Fate, Texas · safety score updated nightly
Yes — it is one of the safer places in the metro to walk around.
VibeLoco rates Monterra as “Go”.
What makes up this score?Recent news
Gogo's take on Monterra
“Go. Monterra in Fate is an exceptionally safe, quiet, and family-oriented master-planned residential community. While it is strictly suburban with little in the way of tourist attractions or nightlife, visitors seeking a peaceful and secure environment will find it remarkably safe at all hours.”
About the area
Monterra is a modern master-planned subdivision in the rapidly growing exurb of Fate, Texas, within Rockwall County. It features contemporary single-family homes, manicured streets, and community amenities like neighborhood parks and walking paths. The area caters almost entirely to suburban commuters and families looking for modern housing outside Dallas.
- Master-Planned
- Family-Friendly
- Quiet Residential
- Car-Dependent
Walking and biking in Monterra
Walk score: 12/100 · Bike score: 28/100
There are no bike-share kiosks available, but internal subdivision streets and sidewalks are safe for recreational riding, although connections to regional trail networks are minimal.
Reasons to go, and reasons to think twice
Pros
- Virtually negligible violent crime and property crime rates that sit far below state and national benchmarks
- High median household income well above $100,000 paired with near-zero poverty rates
- Modern, well-maintained housing stock with active HOA oversight and clean public infrastructure
Cons
- Heavily car-dependent with zero public transportation options
- Lacks walkable dining, retail, or cultural destinations within the immediate neighborhood
- Suburban sprawl requires highway driving for most commercial services and entertainment
Homelessness: Visible homelessness is not a notable presence in Monterra or the broader Fate residential area, with no tent encampments or panhandling observed.
What Monterra is like at each time of day
- Morning · 5a – 11a
- Peaceful and bright with early joggers, dog walkers, and light school commute traffic navigating the quiet subdivision.
- Afternoon · 11a – 5p
- Very calm with low street activity, occasional delivery vehicles, and children playing safely in yards.
- Evening · 5p – 10p
- Warm and community-oriented as residents return home, walk pets, and socialize across front lawns.
- Late night · 10p – 5a
- Completely quiet and secure with minimal street noise, though perimeter arterial roads are dark and car-focused.
Transit, parking and getting around
Fate does not operate public transit, and Rockwall County is outside the DART transit service area; the nearest passenger rail is the Downtown Garland DART Station over 20 miles to the west.
Parking is abundant and hassle-free, with wide driveways, attached garages, and free street parking permitted along residential curbs.
Things to do in Monterra
- Walk or jog along the quiet paved trails and neighborhood greenways within Monterra
- Spend a family afternoon at nearby Robert Smith Family Park enjoying the splash pad and disc golf course
- Explore the boutique shopping and local food trucks in revitalized Downtown Fate
Local favorites
- FRESH by Brookshire's · Supermarket & Specialty Market · 4.6★ (1380)Upscale regional grocery hub featuring gourmet prepared foods, an artisan bakery, and outdoor patio seating.
- It's Fate Creamery · Ice Cream Shop · 4.8★ (290)Popular downtown spot serving artisan handcrafted ice cream, shakes, and sweet treats.
- Smoke Sessions Barbecue · Barbecue Restaurant · 4.8★ (1250)Critically acclaimed nearby pitstop serving authentic Texas brisket, ribs, and craft sides.
Neighborhoods near Monterra
Common questions about Monterra
Is Monterra safe to walk at night?
Generally yes — use the same awareness you would anywhere after dark.
Is Monterra a good place to live?
On safety, Monterra scores 92/100 — safer than most of the areas we score, which is a good start for anyone looking to live here.
How walkable is Monterra?
Walk score 12/100 and bike score 28/100. Most trips need a car.
Which areas near Monterra are safer?
Marela Estates (93), Millwood (93), Nelson Lake Estates (93) score higher nearby.
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